I am always out on the road. We constantly are out exploring places and to be honest, I love jumping in my car and going for a drive. You would think that being out on the road so often, I would be prepared if I ever was in an accident right? Well that would be a big no. Last month, a woman on her cell phone blew through a stop sign and almost T-boned right into me. I was able to swerve right before she ran into my passenger side and she wound up hitting and denting the rear of my car. I didn’t know what to do really, other than taking down her info and exchanging phone numbers.
When I read about this tool, I just had to share, because I bet there are many of you just like me, that aren’t prepared for an accident. The National Association of Insurance Commissioners (NAIC) has created an app that takes the guesswork and emotion out of the situation in addition to getting in touch with the truck accident attorneys in the Costa Mesa area
NAIC’s free WreckCheck app is designed to help you calmly walk through the steps to take following an auto accident, and it helps you determine what information and details are important when filing an insurance claim, all from your cell phone. The app even allows you to collect the necessary information on the spot and immediately email it directly to yourself and your insurance agent.
The app can be found online at iTunes® and Google Play® or by searching “NAIC” at the iTunes store or Android market and it is absolutely FREE! I downloaded it to my iPhone in about a minute and I honestly wish I had the app last month. The woman gave me the wrong information, I was too shaken up and now I wouldn’t have to face hundreds of dollars for a paint job. Take it from me and get that app!
To learn more about the app head here.
Win it! It’s giveaway time.
Win a $50 Shell Card. Giveaway ends on October 12 at 11:59pm. Good luck!
We could really use this gas card, along with everyone else 🙂 and thank you for the app tip. I just downloaded it.
I like that it kind of reminds you to do everything in sequence and it would probably help me in being calm!
Thanks for the app tip
In most cases, you only need to share your name and your insurance info. In most states, there is no need to share your address or phone number.
You need to exchange insurance information, but not personal information.
Knowing that you don’t need to give personal info is very important.
Glad to know you were ok! How scary! Definitely downloading this app. Very disheartening when people give false information or get defensive even when they were at fault :(. Thanks for the opportunity to win some Gas…I shudder everytime I fill my tank!
Insurance information is the most important information to collect
I think it’s important not to exchange personal information.
I think it’s important to know to never leave the scene and to exchange information.
Always get their insurance information. That way if you are ever hit and they won’t answer their phone, you can call their insurance. Also, be sure to get a police report. That way if the insurance (either yours or theirs) don’t believe you’ve had an accident, a police report is proof. Plus it might help if they ever take you to court.
GET THE WITNESS NAME, GET THE WITNESS NAME AND INFO
Always always make a report regardless of how minor you think it is. You never know there may be hidden problems
I think the most important tip is to stay calm and get all information from the other person no matter what type of damage you have on your car. Sometimes it looks like there is no damage and then the next day your bumper falls off.
I am getting the app now for android.
The biggest thing is to stay calm and assess the situation before taking action.
Knowing what information you should and should not give out to others is important.
It’s important to me to know what info to give to the other party and what info I should NOT give to them!
If you’re out-of-state make sure to find out if it’s a fault or no-fault state. that could make a huge difference
Stay calm and get a police report
i was hit in the parking lot and found out that my daughter’s car seat was no longer “good”. so the insurance company cut me a check to replace my daughter’s car seat right away.
so, if you are hit, all car seats have to be replaced, asap.
pertinent information from the other driver
Your insurance information.
Thanks for the chance.
mogrill12@gmail.com
It is important to capture photos of the damage.
Knowing all the insurance information you should give and get from those involved.
Do not give out all your personal info
Be sure to contact your insurance company right away.
I think it is important to stay calm and get insurance information immediately.
Insurance information is the most important
Not to hand your diver’s license to the other driver and not to give out all of the info on your license.
Boy gas is expensive this would really come in handy.
Make sure you have all the paperwork for your vehicle in one place.
chrissylea1979 (at)gmail(dot) com
do not give driver’s license number – never knew that!
I think an important tip is to call your insurance company as soon as possible while the details are still fresh in your mind!
Exchange information and get a police report.
Downloaded! Thanks for the tip
Good app. thanks for the heads up.
Insurance information is the most important
Get all the information you need.
Have a list of what information to share and what info to gather.
I didn’t know you didn’t have to volunteer all your info
Speak sparingly and get insurance info
it’s important to know which information to exchange with the other driver involved
Getting Insurance information!
Make sure you get their insurance info
Having all your insurance info.
The App is awesome and I could use the gas card!! Thanks
It is important to get insurance and personal information, license plate, and also take pictures of the scene and damage to both vehicles.
First things first don’t panic, Get all the accident detail and don’t give out personal information that is not needed.
important to know first aid
Have emergency contacts listed uner ice in your cell phone
Take pictures on the spot.
dont exchange too much personal info, just your insurance info.
Have a camera on hand. Would love to win this card as the price of gas is nearing $5.00/gal.
I think it’s always best to have the police come out. They can decide who is at fault and deal with getting all the info to the parties involved. Thank you!
get the police there so they’ll file a report
got to collect Insurance information
Staying calm is the most important thing. Not always easy when you’re shook up after a wreck.
I liked the tips on protection from identity theft,
Do not admit to any fault.
Insurance information.
Leave it at exchanging insurance info!
wolverina401 at gmail dot com
Important to know to take photos of both cars immediately after the accident and get witnesses phone numbers.
to make sure you email your insurance agent all the information that you obtained at the accident scene if possible
never take the blame until the cop shows up and tells you who it was
vmkids3 at msn dot com
always make a report
the other party or parties name and address and ph number
Get name & insurance information from other person
If you have a camera or camera phone, take pictures of both cars.
make sure to get all the information u need.
It’s important to know that you need to exchange insurance information, but not personal information.
remain calm, and make sure your really alright.
share your name and your insurance info.
Dont exchange too much personal info, just exchange your insurance info.
Just share insurance info not personal info
Never leave a scene of an accident you were involved in
Do not move the vehicles unless in a busy area.
Take pictures! I wouldn’t of even thought about that!
stary calm, and get all required information.
I think it is important to take pictures
having insurance information!